KfW student loan

Money for education

As a partner of the state KfW development bank, the Studierendenwerk Tübingen-Hohenheim offers advice for students locally, it acts as the agent for the KfW student loan and it conducts the identification check required by law.

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Aim of the KfW student loan

The KfW Development Bank (a bank supported by the federal and state governments and covered by public law) has provided a loan programme for students anywhere in Germany since 2006.

The KfW student loan is designed to help fund the costs of living during a university course or a doctorate degree – regardless of the person’s own income or that of his or her parents. The student loan can be combined with BAföG or a student loan. No financial guarantees need to be provided.

Who can receive support?

Conditions

Students (regardless of their own income or that of their parents), who are aged between 18 and 44 and are studying at a state or state recognised college with its headquarters in Germany on a part-time or full-time basis or as part of their occupational training, can receive support if they meet the following conditions:

They are

  • a German citizen or
  • a family member of a German citizen and are staying with this person in Germany (their citizenship does not play a role here) or
  • an EU citizen and have been legally living in Germany constantly for at least three years or
  • a family member of this kind of EU citizen and are staying with this person in Germany (their citizenship or the time spent in Germany so far does not play a role here) or
  • an educational resident..

Conditions

A summary

  • Loan amount and term

    Funding amounts of between EUR 100 and EUR 650 are disbursed every month. The term of the support during first and second degrees is no more than 14 semesters.

  • Interest

    The interest charges are variable and are adjusted in line with developments on the capital markets every year. Starting from the beginning of the repayment period, you have the possibility to arrange a fixed rate for the remaining period of the contract either per 1st of April or per 1st of October. The current interest rates can be found on the Internet at www.kfw.de.

  • Repayment

    The repayment of the loan takes place in monthly instalments after you have started work and may take up to 25 years.

Personal advice

Bafoeg Reutlingen Listplatz 1 Amt fuer Ausbildungsfoerdung

Address

Studierendenwerk Tübingen-Hohenheim
Amt für Ausbildungsförderung
Listplatz 1
72764 Reutlingen

Visiting time

we just ask you to make an appointment:

Di
13:00 – 15:30 Uhr
Do
09:00 – 11:30 Uhr

Hand in the application

You can hand over the completed forms at our BAföG offices in Reutlingen at Listplatz 1 (see above) and at Bismarckstraße 24 as well as our BAföG office in Hohenheim (Kirchnerstraße 5).

FAQs

Application forms for a KfW student loan are made available at the online loan portal at: www.kfw.de

Please come to our office during our opening (see above) for the legally binding eligibility check and bring the following documents with you:

  • a printout of the combined application form/loan offer filled in at the online loan portal (found at www.kfw.de)
  • valid student certification for the start of the period of funding applied for. The simple semester certificate is not enough. The major course subject, the number of semesters and the qualification that you are seeking must be apparent
  • an official ID document, which shows your postal address (ID card or passport in conjunction with a valid confirmation of registration)
  • evidence of the bank account specified in the contract proposal (for example by presenting your Maestro card)
  • if necessary, the “Proof of performance” form when nearing the end of a first or second degree (6th semester)
  • if necessary, the “Evidence of an academic qualification” in the case of an additional, supplementary or postgraduate course or a doctorate
  • if necessary, the form for non-German applicants

To ensure smooth disbursements over the complete disbursement period, it is necessary to extend the KfW student loan at the start of each new semester. Please come to our office during our opening hours n (see above) and bring the following documents with you:

  • Proof report (can be found at the online loan portal at www.kfw.de)
  • Valid student certification for the start of the period of funding applied for. The simple semester certificate is not enough. The major course subject, the number of semesters and the qualification that you are seeking must be apparent
  • an official ID document, which shows your postal address (ID card or passport in conjunction with a valid confirmation of registration)

The deadlines for re-registration are 15 April and 15 October each year.

KfW-Förderbank