The Studierendenwerk Tübingen-Hohenheim has taken out various insurance policies for students at the universities looked after by the Studierendenwerk so that they are adequately insured on their way to university and back home and in the Studierendenwerk’s and university’s facilities. If you need to make a claim, please get in touch with us.
Students are insured via the state accident insurance scheme during lectures, seminars etc. and on their way to and from the university physical injuries are included but damage to property not.
You can obtain more information on the situations covered at https://www.ukbw.de/arbeits-gesundheitsschutz/hochschule
(information only available in German)
If you have any questions about accident insurance cover, please contact the Baden-Württemberg Accident Insurance Fund (UKBW) on https://www.ukbw.de/ueber-uns/kontakt
The Studierendenwerk maintains an accident insurance policy with the following insurance benefits for all students properly enrolled at the universities associated with it:
Insurance coverage is provided for insured students in the event of accidents that occur in connection with their studies and the university and for which statutory accident insurance does not provide coverage.
This means that accidents outside the university and outside the direct route to and from the university are insured, i.e., accidents that are not considered accidents within the meaning of Section 8 of Book VII of the Social Security Code or accidents at work within the meaning of the pension provisions for civil servants and soldiers. In case of doubt, the decision of the statutory accident insurance provider or the authority responsible for accidents at work is decisive.
In particular, accidents that occur in direct connection with classes or student union events are insured. It does not matter where these classes and events take place. Insurance coverage also applies to educational excursions, sightseeing tours, and other trips directly related to events organized by the university, the student union, or the student services organization.
Insurance cover also extends to sporting events organized by the official bodies of the university or the student body or carried out on their behalf.
This also includes sporting activities during leisure time, but accidents during organized association sports are excluded.
This also includes work at a scientific institute, provided that it is required by the university. This also applies to scientific work and activities carried out by medical students at the respective scientific institutes and hospitals during the semester and semester breaks.
In the event of death, accident insurance covers all accidents in everyday life.
Please note that the description of accident insurance coverage can only contain an excerpt from the insurance terms and conditions of the Tübingen-Hohenheim Student Union on which the contract is based.
If you have an accident, please notify the Studierendenwerk’s office that is responsible for you immediately.
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(Theft insurance)
The Studierendenwerk Tübingen-Hohenheim has taken out a clothing and bicycle insurance policy for all the students at the universities associated with it. The compensation per claim is restricted to EUR 250.
The insurance company replaces the following as part of the compensation limit mentioned above:
Students’ clothing, everyday items, learning tools and bikes are insured by the clothing and bicycle insurance scheme. The policy does not cover valuables, jewellery, other items made of precious metals, cash or other means of payment, any kind of business papers or documents, tickets or keys.
Risks and persons covered
The insurance company pays compensation for any loss or damage to the insured items. Insurance cover is also available for the insured items in the cloakrooms, for bicycles and accessories in the bike parking rooms and at the Studierendenwerk Tübingen-Hohenheim’s cycle parking areas in conjunction with the fulfilment of its tasks at the educational establishments assigned to it, if the students are there for lectures, exercises or events in connection with their course. The insurance policy also covers any time spent at the Studierendenwerk Tübingen-Hohenheim’s premises.
Excluded risks and damage
There is no insurance cover for risks and damage, which relate to the state of the items in the cloakrooms, or substances, which are located in cloakroom items, or the effects of the weather or the loss of contents from handbags or similar receptacles that are not closed, or any kind of war events, civil commotion, confiscation, seizure or other cases of intervention by higher authorities, political acts of violence or nuclear power.
It is obvious that we can only describe an extract of the insurance conditions at this point; if you have a claim, please contact the Studierendenwerk’s responsible office.
If you have an accident, please notify the Studierendenwerk’s office that is responsible for you immediately.
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(in the Studierendenwerk’s halls of residence)
The Studierendenwerk Tübingen-Hohenheim has taken out contents insurance for all the students living in halls of residence operated by the Studierendenwerk Tübingen-Hohenheim. The compensation in any cases of damage is restricted to EUR 3,000 per student and room.
The Studierendenwerk’s contents insurance policy for halls of residence covers the students’ clothing items, items in everyday use, learning tools etc. There is cover for the following risks: fire (blaze, lightning strikes or explosions), mains water, theft by break-ins, robbery, vandalism after a break-in or storm/hail damage.
This insurance policy covers a person’s complete household and personal effects. They include all the items needed by a household as furniture or for use or consumption. Additional compensation limits apply to valuables, including cash.
Private contents
No complete insurance cover is provided by the Studierendenwerk Tübingen-Hohenheim for private contents in the locked student flats.
We recommend that you check in your personal situation (e.g. your parents’ house) to see whether any contents insurance exists that also covers your private contents at the student flat. If this kind of insurance cover exists, you should obtain written confirmation from the responsible insurer.
If no other insurance cover exists, we recommend that you take out your own private contents insurance.
Insurance cover for bicycles
Bicycles are not covered by normal contents insurance. They are, however, insured through the clothing and bicycle insurance (theft insurance) in the areas covered by the Studierendenwerk Tübingen-Hohenheim or the relevant university. Please read the precise information on this matter on this website.
If you have an accident, please notify the Studierendenwerk’s office that is responsible for you immediately.
In any case of loss or damage, please contact the following on Monday to Thursday:
